An unmatched home loan experience

The home buying process is an exciting experience. However, it is one of the most significant financial decisions you’ll make in your life. The process can be challenging to navigate with many details, so it is essential to be prepared and knowledgeable at every step.

Fortunately, Loan House has the resources to make your home loan experience easy and efficient. We provide a human approach to home loans, and with our expertise in processes and technology, we can find you the right mortgage while saving you time and money.

Our team will guide you from start to finish. We take the hassle out of finding a home loan. Whether you’re a first-time home buyer or returning client, Loan House has the options that will fit your unique needs!

30 Year Fixed Rate

A 30-year fixed-rate mortgage has an interest rate that doesn't change over the entire 30-year term of the loan. This option is popular for many homebuyers because its stable monthly principal and interest payments provide a degree of predictability you won't get with an Adjustable-Rate Mortgage (ARM). Although you will make more interest payments during the loan life compared to a shorter-term mortgage, other benefits include smaller monthly payments and greater financial flexibility.

15 Year Fixed Rate

A 15-year fixed-rate mortgage has an interest rate that doesn't change over the entire 15-year term of the loan. With a short loan term and lower interest rate, this option allows you to pay off your home faster and build more equity quicker. However, your monthly payments will be higher than loans with a longer repayment term, like a traditional 30-year mortgage.

Adjustable Rate

An adjustable-rate mortgage (ARM) is a loan with an interest rate that changes periodically. Typically, the initial interest rate is lower than a comparable fixed-rate mortgage. However, the periodic fluctuation of rates can change your monthly payments, whether higher or lower. This option is generally popular for homebuyers interested in owning a home for only a few years.


An FHA loan is a government-backed mortgage insured by the Federal Housing Administration. FHA loans require a lower minimum down payment and credit scores than many conventional loans, and applicants may have lower credit scores than is usually required. First-time homebuyers may find an FHA loan the most affordable mortgage option as it is designed to help low- to moderate-income families attain homeownership.


A VA loan is a mortgage offered through a U.S. Department of Veterans Affairs program. This option is issued by private lenders and partially backed or guaranteed by the Department of Veterans Affairs (VA). VA loans include generous terms, and as a result, veterans, service members, and their surviving spouses can purchase homes with little to no down payment, no mortgage insurance, no prepayment penalties, and generally a competitive interest rate.


A jumbo loan is a mortgage that exceeds the conforming loan limit set by the Federal Housing Finance Agency (FHFA). Jumbo loans can be used for primary homes, investment properties, and vacation homes. This is popular for buyers interested in the convenience and flexibility of one mortgage for a larger-than-normal loan amount instead of having multiple mortgages.

First-Time Home Buyer

Buying your first home should be an exciting and rewarding experience. However, many first timers don’t know what to expect from the home buying process, and it’s only natural to make a few mistakes. Rest assured, Loan House takes the complexities away from the home buying process, allowing you to truly capture the moments and enjoy the experience of becoming a first-time homebuyer. We customize our multitude of first-time homebuyer programs, ensuring we meet your goals, secure a low rate, and save you time. From pre-approval to the closing table, our experts will guide you every step of the way.


Whether you're looking to restore or repair your home or add some much-needed extra space with a home addition, a home renovation loan may be a good option. An FHA 203(k) loan, also known as a renovation loan, includes funds for renovating, remodeling, and repairing a home. It's often a mortgage with extra money for home improvements. This is a popular option for homebuyers and homeowners interested in including the cost of rehab to the purchase (or refinancing) of a house - all in one single mortgage.


An investment property loan is a mortgage to buy or build a property that has the potential to produce income for you by leasing the space out to a tenant or by re-selling it after you increase its value. This option can also apply to those interested in purchasing a vacation home. These loans generally include construction, purchase, and rehab. Whether a single-family home, apartment building or office tower, Loan House has the right options to make your dream investment a reality.

A Simpler, Smarter, & Faster Way To Homeownership